| 1. | For sum insured of hkd 320 , 000 or above only a selection of supplementary benefits to maximize protection
只适用于投保额达港币320 , 000或以上之保单 |
| 2. | Do you have any life or health insurance now ? if “ yes ” , please give the plan , sum insured and insurer
您现在是否有任何人身保险？如有，请详述险种名称、保额、保险公司。 |
| 3. | The sum insured refers to the maximum amount which the insurer undertakes to indemnify or pay under its insurance obligation
保险金额是指保险人承担赔偿或者给付保险金责任的最高限额。 |
| 4. | The initial sum insured will be the figure shown under the heading “ amount of property insurance ” in the details of loan
您可在贷款明细中“财产担保总计”一项下看到被担保的初始金额。 |
| 5. | Upon diagnosis of one of 35 critical illnesses we provide you with financial support without reducing your basic life plan s sum insured
若不幸证实患上35种危疾其中一项，我们会为您提供额外经济援助而不会影响您的基本计划保障额 |
| 6. | Recently , china non - life insurance has got a rapid development . the sum insured has increased quickly with the entry by many entities
中国非寿险业发展迅速,市场结构打破了一家市场主体垄断的格局,承保规模迅速扩大,其经济价值和社会价值不断增强。 |
| 7. | Major disease benefit upon diagnosis of one of 35 critical illnesses we provide you with financial support . this will reduce your basic life plan s sum insured accordingly
若不幸证实患上35种危疾其中一项，客户可获优先赔偿部份基本计划保障额，让您渡过经济难关。 |
| 8. | Since there exists no proportional relationship between two parties " liabilities , benefits and sum insured , it ' s as a result given the name : non - proportional reinsurance
由于分保双方的保险责任和保险的权益与保额之间没有固定的比例关系，因此称为非比例再保险。 |
| 9. | If the total amount of the sum insured by double insurance exceeds the insured value , the total amount of indemnity paid by all insurers concerned shall not exceed the insured value
重复保险的保险金额总和超过保险价值的，各保险人的赔偿金额的总和不得超过保险价值。 |
| 10. | Although surplus belongs to proportional reinsurance , it owns some natures of non - proportional reinsurance and therefore is more suitable for business with different sums insured and qualities
从这一点上讲，比例再保险更多的体现了共命运原则； （ 4 ）保费准备金和赔款准备金。 |
